[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zahoranek.cz\/kde-se-da-sehnat-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.zahoranek.cz\/kde-se-da-sehnat-pujcka\/","headline":"Kde se d\u00e1 sehnat p\u016fj\u010dka?","name":"Kde se d\u00e1 sehnat p\u016fj\u010dka?","description":"\u010clov\u011bk, kter\u00fd se top\u00ed v pen\u011bz\u00edch, by se mohl teoreticky obr\u00e1tit na kdejak\u00fd finan\u010dn\u00ed \u00fastav, po\u017e\u00e1dat tam o p\u016fj\u010dku.","datePublished":"2021-09-19","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.zahoranek.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zahoranek.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zahoranek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/indick%C3%A9%20rupie_4.jpg","url":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/indick%C3%A9%20rupie_4.jpg","height":0,"width":0},"url":"https:\/\/www.zahoranek.cz\/kde-se-da-sehnat-pujcka\/","about":["Ekonomika"],"wordCount":429,"articleBody":"   \u010clov\u011bk, kter\u00fd se top\u00ed v pen\u011bz\u00edch, by se mohl teoreticky obr\u00e1tit na kdejak\u00fd finan\u010dn\u00ed \u00fastav, po\u017e\u00e1dat tam o p\u016fj\u010dku a pohodln\u011b usp\u011bt. Tomu by tam ned\u011blali \u017e\u00e1dn\u00e9 drahoty, hrav\u011b by shledali, \u017ee je bonitn\u00ed, a pen\u00edze by mu poskytli. Ale takov\u00fd \u010dlov\u011bk o p\u016fj\u010dku zpravidla ne\u017e\u00e1d\u00e1, proto\u017ee mu j\u00ed nen\u00ed zapot\u0159eb\u00ed. M\u00e1 sv\u00fdch pen\u011bz dost, tak pro\u010d by si bral je\u0161t\u011b dal\u0161\u00ed a zbyte\u010dn\u011b ztr\u00e1cel \u010das \u017e\u00e1d\u00e1n\u00edm a pak je\u0161t\u011b platil n\u011bjak\u00e9 ty poplatky a \u00faroky? To by byl p\u0159ece nerozum.\u010clov\u011bk, kter\u00fd m\u00e1 pen\u011bz naopak nedostatek, si pak o p\u016fj\u010dku n\u011bkde za\u017e\u00e1dat m\u016f\u017ee a nejednou i \u017e\u00e1d\u00e1. Pot\u0159ebuje ji, aby n\u011bjak vy\u017eil, a proto je ochoten absolvovat sv\u00e9 prov\u011b\u0159en\u00ed a akceptovat zm\u00edn\u011bn\u00e9 \u00faroky a poplatky. Jen\u017ee navzdory tomu, \u017ee pr\u00e1v\u011b n\u011bkdo takov\u00fd p\u016fj\u010dku pot\u0159ebuje, se s n\u00ed doty\u010dn\u00fd m\u016f\u017ee leckdy rovnou rozlou\u010dit. Proto\u017ee nen\u00ed bonitn\u00ed, a tud\u00ed\u017e \u010dasto nenalezne u bankovn\u00edch \u00fa\u0159edn\u00edk\u016f ani \u0161petku pochopen\u00ed pro sv\u016fj \u00fad\u011bl a sv\u00e9 pot\u0159eby. Nem\u00e1 dejme tomu takov\u00e9 p\u0159\u00edjmy, jak\u00e9 by od n\u011bj v osloven\u00e9 finan\u010dn\u00ed instituci o\u010dek\u00e1vali, nem\u00e1 dokonale vypadaj\u00edc\u00ed registry dlu\u017en\u00edk\u016f, hroz\u00ed mu exekuce a kdo v\u00ed, co v\u0161echno je\u0161t\u011b, a to odrazuje od toho, aby mu n\u011bkdo n\u011bjak\u00e9 pen\u00edze p\u016fj\u010dil.A zat\u00edmco jsou bohat\u00fdm lidem p\u016fj\u010dky vesm\u011bs \u0161umafuk, ti chud\u00ed a\u017e zoufal\u00ed nemohou rezignovat a mus\u00ed se sna\u017eit, aby n\u011bkde n\u011bjakou v t\u00ed\u017eiv\u00e9 situaci sehnali. A mus\u00ed se pochopiteln\u011b sehnat ne jen n\u011bjak\u00e1 p\u016fj\u010dka, ale bezv\u00fdhradn\u011b takov\u00e1 nab\u00eddka, kterou dlu\u017en\u00edk dok\u00e1\u017ee bez probl\u00e9m\u016f splatit, aby se nedostal v budoucnu do dal\u0161\u00edch probl\u00e9m\u016f.A kdy\u017e nikde jinde u \u017e\u00e1dn\u00e9 v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddky \u0161t\u011bst\u00ed nep\u0159eje, p\u0159ijde ur\u010dit\u011b vhod i hypot\u00e9ka bez registru. M\u00e1-li toti\u017e \u010dlov\u011bk n\u011bjakou nemovitost, kterou by se za podobnou hypot\u00e9ku dok\u00e1zal zaru\u010dit, pohl\u00ed\u017e\u00ed se na jeho p\u0159\u00edjmy a registry dlu\u017en\u00edk\u016f daleko benevolentn\u011bji a nad nejedn\u00edm nedostatkem se p\u0159imhou\u0159\u00ed oko. Proto\u017ee kdyby takov\u00fd dlu\u017en\u00edk nespl\u00e1cel, vr\u00e1t\u00ed se poskytovateli pen\u00edze v podob\u011b propadnut\u00ed z\u00e1stavy. Co\u017e si ka\u017ed\u00fd samoz\u0159ejm\u011b dob\u0159e rozmysl\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde se d\u00e1 sehnat p\u016fj\u010dka?","item":"https:\/\/www.zahoranek.cz\/kde-se-da-sehnat-pujcka\/#breadcrumbitem"}]}]