[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zahoranek.cz\/kdyz-chce-podnikatel-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.zahoranek.cz\/kdyz-chce-podnikatel-pujcit\/","headline":"Kdy\u017e chce podnikatel p\u016fj\u010dit","name":"Kdy\u017e chce podnikatel p\u016fj\u010dit","description":"Soukrom\u00e9 podnik\u00e1n je tu v\u00edce a tu m\u00e9n\u011b rizikov\u00fdm po\u010dinem. Nejednou sta\u010d\u00ed klidn\u011b i jenom docela m\u00e1lo \u2013 jak.","datePublished":"2020-06-22","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.zahoranek.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zahoranek.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zahoranek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/dolary%20USA_1.jpg","url":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/dolary%20USA_1.jpg","height":0,"width":0},"url":"https:\/\/www.zahoranek.cz\/kdyz-chce-podnikatel-pujcit\/","about":["Ekonomika"],"wordCount":416,"articleBody":"       Soukrom\u00e9 podnik\u00e1n je tu v\u00edce a tu m\u00e9n\u011b rizikov\u00fdm po\u010dinem. Nejednou sta\u010d\u00ed klidn\u011b i jenom docela m\u00e1lo \u2013 jak jsme tomu byli konec konc\u016f sv\u011bdky t\u0159eba i v uplynul\u00fdch m\u011bs\u00edc\u00edch \u2013 a v\u0161echno se m\u016f\u017ee za\u010d\u00edt bortit jako dome\u010dek z karet. I pouh\u00e9 ban\u00e1ln\u00ed chyby mohou v\u00e9st v kone\u010dn\u00e9m d\u016fsledku k tomu, \u017ee se podnik\u00e1n\u00ed p\u0159estane vypl\u00e1cet, a nakonec m\u016f\u017ee j\u00edt i vysloven\u011b ke dnu.A co s t\u00edm? Jak zachr\u00e1nit krachuj\u00edc\u00ed firmu?Nejednou toho lze doc\u00edlit t\u0159eba jedin\u011b s vyu\u017eit\u00edm investic, na kter\u00e9 ale t\u00edmto sti\u017een\u00fd soukromn\u00edk nem\u00e1 dostatek vlastn\u00edch finan\u010dn\u00edch prost\u0159edk\u016f.Je-li tomu tak, nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e se pokusit n\u011bkde z\u00edskat n\u011bjakou tu podnikatelskou p\u016fj\u010dku. Co\u017e je ale pr\u00e1v\u011b v p\u0159\u00edpad\u011b majitel\u016f krachuj\u00edc\u00edch podnik\u016f pomalu nadlidsk\u00fd \u00fakol, n\u011bco, co zd\u00e1nliv\u011b nelze zvl\u00e1dnout. Proto\u017ee kdo by n\u011bkomu takov\u00e9mu p\u016fj\u010dil, \u017ee?Z\u00edskat p\u016fj\u010dku v bance je v podobn\u00e9 situaci n\u011bco prakticky nemo\u017en\u00e9ho. Proto\u017ee takov\u00e9 finan\u010dn\u00ed instituce striktn\u011b dodr\u017euj\u00ed p\u0159\u00edsn\u00e1 pravidla, jimi\u017e se u p\u016fj\u010dek \u0159\u00edd\u00ed, a t\u011bm jen tak n\u011bkdo nevyhov\u00ed.A proto jsou tu i nebankovn\u00ed spole\u010dnosti, kter\u00e9 se pr\u00e1v\u011b na podobn\u00e9 \u017eadatele specializuj\u00ed. Kter\u00e9 p\u016fj\u010d\u00ed klidn\u011b i tomu, kdo nem\u00e1 skv\u011ble vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a jin\u00e1 pozitiva.Nap\u0159\u00edklad takov\u00e1 nebankovn\u00ed hypot\u00e9ka bez registru je tu pro ka\u017ed\u00e9ho, kdo se za ni je schopen zaru\u010dit z\u00e1stavou n\u011bjak\u00e9 odpov\u00eddaj\u00edc\u00ed nemovitosti, kdo je schopen spl\u00e1cet aspo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky a v registrech m\u00e1 nanejv\u00fd\u0161 tak n\u011bjak\u00fd m\u00e1lo z\u00e1va\u017en\u00fd z\u00e1znam. Dokonce ani dal\u0161\u00ed p\u016fj\u010dky \u010di exekuce nezbav\u00ed takov\u00e9ho \u017eadatele nad\u011bje.Sta\u010d\u00ed d\u00e1t do z\u00e1stavy nemovitost a po rychl\u00e9m a jednoduch\u00e9m vy\u0159izov\u00e1n\u00ed n\u00e1le\u017eitost\u00ed si tu \u017eadatel p\u0159ijde t\u0159eba a\u017e na sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti s klidn\u011b a\u017e t\u0159icetiletou lh\u016ftou splatnosti.A tak je pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka s\u00e1zkou na jistotu. Pr\u00e1v\u011b ta m\u016f\u017ee zachr\u00e1nit kdejakou firmu \u010di podnikatele v nesn\u00e1z\u00edch.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e chce podnikatel p\u016fj\u010dit","item":"https:\/\/www.zahoranek.cz\/kdyz-chce-podnikatel-pujcit\/#breadcrumbitem"}]}]