[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zahoranek.cz\/penize-je-treba-mit\/#Article","mainEntityOfPage":"https:\/\/www.zahoranek.cz\/penize-je-treba-mit\/","headline":"Pen\u00edze je t\u0159eba m\u00edt","name":"Pen\u00edze je t\u0159eba m\u00edt","description":"My lid\u00e9 co chv\u00edli n\u011bco pot\u0159ebujeme. A pokud to pot\u0159ebujeme, tak\u00e9 to obvykle m\u016f\u017eeme m\u00edt. Sta\u010d\u00ed jen, kdy\u017e na.","datePublished":"2022-01-14","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.zahoranek.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zahoranek.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zahoranek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/pras%C3%A1tko%20a%20mince_7.jpg","url":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/pras%C3%A1tko%20a%20mince_7.jpg","height":0,"width":0},"url":"https:\/\/www.zahoranek.cz\/penize-je-treba-mit\/","about":["Ekonomika"],"wordCount":437,"articleBody":"   My lid\u00e9 co chv\u00edli n\u011bco pot\u0159ebujeme. A pokud to pot\u0159ebujeme, tak\u00e9 to obvykle m\u016f\u017eeme m\u00edt. Sta\u010d\u00ed jen, kdy\u017e na to m\u00e1me pen\u00edze, za pen\u00edze si to m\u016f\u017eeme v\u017edy od n\u011bkoho po\u0159\u00eddit. Tak\u017ee by se mohlo zd\u00e1t, \u017ee je n\u00e1\u0161 sv\u011bt vlastn\u011b dokonal\u00fd. Jen\u017ee ve skute\u010dnosti by byl tento dokonal\u00fd jedin\u011b v p\u0159\u00edpad\u011b, \u017ee bychom m\u011bli pen\u011bz v\u017edycky dostatek. A to bohu\u017eel nem\u00e1me. I kdy\u017e pen\u00edze chceme m\u00edt, prost\u011b jich n\u011bkdy nez\u00edsk\u00e1me tolik, abychom jimi zvl\u00e1dli financovat v\u0161echno, co bychom pot\u0159ebovali. Sm\u016fla.Ov\u0161em d\u00e1 se v\u017edy sm\u00ed\u0159it s t\u00edm, \u017ee n\u00e1m pen\u00edze nesta\u010d\u00ed? D\u00e1 se rezignovat, ignorovat finan\u010dn\u00ed t\u00edse\u0148 a d\u00e1l norm\u00e1ln\u011b \u017e\u00edt? Bohu\u017eel ne. Kdy\u017e nejsou pen\u00edze, mus\u00ed se za\u010d\u00edt \u0161et\u0159it, mus\u00ed se omezovat v\u00fddaje, a to ur\u010dit\u011b nen\u00ed nic p\u0159\u00edjemn\u00e9ho. Proto\u017ee nem\u00edt to, co pot\u0159ebujeme, je zkr\u00e1tka n\u011bco, co se t\u011b\u017eko sn\u00e1\u0161\u00ed.Jen\u017ee m\u00e1me my lid\u00e9 ve finan\u010dn\u00ed t\u00edsni v\u016fbec na v\u00fdb\u011br? M\u016f\u017eeme v p\u0159\u00edpad\u011b, \u017ee se n\u00e1m pen\u011bz nedost\u00e1v\u00e1, \u017e\u00edt bez omezov\u00e1n\u00ed se v nezbytn\u00fdch v\u00fddaj\u00edch?Vlastn\u011b ano. M\u016f\u017eeme. Ale jedin\u011b tehdy, kdy\u017e si vezmeme p\u016fj\u010dku.Kdy\u017e toti\u017e tuto z\u00edsk\u00e1me, m\u00e1me r\u00e1zem zase na utr\u00e1cen\u00ed. A i kdy\u017e n\u00e1m takov\u00e9 pen\u00edze nepat\u0159\u00ed a jednoho dne je budeme muset vr\u00e1tit, m\u016f\u017ee n\u00e1m i takov\u00e1 p\u016fj\u010dka prosp\u011bt. Zejm\u00e9na kdy\u017e ji z\u00edsk\u00e1me v\u00fdhodn\u011b.A takovou v\u017edy dostupnou a sou\u010dasn\u011b i v\u00fdhodnou p\u016fj\u010dkou m\u016f\u017ee b\u00fdt t\u0159eba nebankovn\u00ed hypot\u00e9ka. Tu m\u016f\u017ee dostat prakticky kdokoliv z n\u00e1s, kdo m\u00e1 z \u010deho spl\u00e1cet a kdo m\u016f\u017ee poskytnout z\u00e1ruku \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed v podob\u011b z\u00e1stavy nemovitosti. D\u00edky takov\u00e9 z\u00e1stav\u011b se toti\u017e tolik nehled\u00ed ani na v\u00fd\u0161i \u017eadatelov\u00fdch p\u0159\u00edjm\u016f, ani na jeho z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, a to se hod\u00ed mnoha lidem, kte\u0159\u00ed se dostali do finan\u010dn\u00edch probl\u00e9m\u016f. Proto\u017ee ti by mo\u017en\u00e1 ani jinde neusp\u011bli. Kde\u017eto tady se jim da\u0159\u00ed usp\u011bt. A kdy\u017e dostanou finan\u010dn\u011b zaj\u00edmavou nebankovn\u00ed hypot\u00e9ku, mohou se bez probl\u00e9m\u016f vyrovnat s do\u010dasn\u00fdmi probl\u00e9my, je\u017e by jim jinak zkomplikovaly \u017eivot.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze je t\u0159eba m\u00edt","item":"https:\/\/www.zahoranek.cz\/penize-je-treba-mit\/#breadcrumbitem"}]}]