[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zahoranek.cz\/problematicke-smenarny\/#Article","mainEntityOfPage":"https:\/\/www.zahoranek.cz\/problematicke-smenarny\/","headline":"Problematick\u00e9 sm\u011bn\u00e1rny","name":"Problematick\u00e9 sm\u011bn\u00e1rny","description":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka od\u0148ala licenci \u00fapln\u011b poprv\u00e9 sm\u011bn\u00e1rn\u00e1m za poru\u0161ov\u00e1n\u00ed nov\u00fdch povinnost\u00ed, kter\u00e9 jsou stanoveny z\u00e1konem o sm\u011bn\u00e1rensk\u00e9 \u010dinnosti..","datePublished":"2020-02-07","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.zahoranek.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zahoranek.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zahoranek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/img_a370397_w4427_t1582089938.png","url":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/img_a370397_w4427_t1582089938.png","height":0,"width":0},"url":"https:\/\/www.zahoranek.cz\/problematicke-smenarny\/","about":["Ekonomika"],"wordCount":382,"articleBody":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka od\u0148ala licenci \u00fapln\u011b poprv\u00e9 sm\u011bn\u00e1rn\u00e1m za poru\u0161ov\u00e1n\u00ed nov\u00fdch povinnost\u00ed, kter\u00e9 jsou stanoveny z\u00e1konem o sm\u011bn\u00e1rensk\u00e9 \u010dinnosti. Jde o spole\u010dnosti se jm\u00e9nem Pemex change, Exlusive change a Chivas Invest, kter\u00e9 poskytovaly v\u00fdm\u011bnu financ\u00ed v\u00a0samotn\u00e9m centru Prahy. Bank\u00e1m byla z\u00e1rove\u0148 ud\u011blena pokuta v\u00a0rozmez\u00ed asi dvou a\u017e t\u0159ech mili\u00f3n\u016f korun.Firmy se z\u00e1kon poru\u0161ovaly opavan\u011b podle norem stanoven\u00fdch \u010cNB. Z\u00edskan\u00e9 informace o jmenovan\u00fdch firm\u00e1ch jsou jen v\u00a0obchodn\u00edm rejst\u0159\u00edku, nemaj\u00ed internetov\u00e9 str\u00e1nky ani nezve\u0159ej\u0148uj\u00ed dal\u0161\u00ed kontaktn\u00ed d\u016fle\u017eitosti \u010di informace. Novelou z\u00e1kona bylo od dubna lo\u0148sk\u00e9ho roku zavedena mo\u017enost storna nev\u00fdhodn\u00e9 sm\u011bny do t\u0159\u00ed hodin od jej\u00edho proveden\u00ed nebo zak\u00e1zala zve\u0159ej\u0148ovat takzvan\u00e9 VIP kurzy, kter\u00e9 z\u00e1kon v\u00fdhradn\u011b zakazuje.Jejich kurzovn\u00ed l\u00edstky neobsahovaly ve\u0161ker\u00e9 n\u00e1le\u017eitosti po\u017eadovan\u00e9 z\u00e1konem a sm\u011bn\u00e1rny neumo\u017e\u0148ovaly klient\u016fm odstoupit od sm\u011bn\u00e1rensk\u00e9ho obchodu \u010di\u017ee neprov\u00e1d\u011bli storno. P\u0159itom firmy za poru\u0161ov\u00e1n\u00ed povinnost\u00ed dostali opakovan\u011b pokutu, kter\u00e1 se pohybovala ve v\u00fd\u0161i od 350 tis\u00edc do p\u016fl milionu korun ji\u017e n\u011bkolikr\u00e1t v\u00a0minulosti. Ze sm\u011bn\u00e1ren samoz\u0159ejm\u011b zely cedule nab\u00edzej\u00edc\u00ed mnohem v\u00fdhodn\u011bj\u0161\u00ed a levn\u011bj\u0161\u00ed VIP kurzy.N\u011bkte\u0159\u00ed pracovn\u00edci sm\u011bn\u00e1rensk\u00fdch slu\u017eeb tvrdili, \u017ee na proveden\u00ed zm\u011bn m\u011bli hrozn\u011b m\u00e1lo \u010dasu a prost\u0159edk\u016f. Argumentuj\u00ed i na nemo\u017enost dispozice softwar\u016f, kter\u00fd m\u011bl v\u0161echny povinnosti. Vypl\u00edvaj\u00ed z\u00a0nov\u00e9ho z\u00e1kona, zvl\u00e1dat pracovat. Podle mluv\u010d\u00ed Mark\u00e9ty Fi\u0161erov\u00e9 m\u011bly sm\u011bn\u00e1rny hromadu \u010dasu na po\u017eadovan\u00e9 vylep\u0161en\u00ed podm\u00ednek a dosta\u010duj\u00edc\u00ed p\u0159\u00edpravu. Neur\u010dit\u00e1 opat\u0159en\u00ed navrhla v\u00a0roce 2017 \u010cesk\u00e1 n\u00e1rodn\u00ed banka, kter\u00e1 m\u00e1 za povinnost dohl\u00ed\u017eet na \u010dinnost v\u0161ech existuj\u00edc\u00edch sm\u011bn\u00e1ren. Tato vl\u00e1dn\u00ed novela byla podpo\u0159ena poslaneckou sn\u011bmovnou minul\u00e9ho roku, Sen\u00e1t ji n\u00e1sledn\u011b odsouhlasil. Z\u00e1rove\u0148 bylo asociac\u00ed vyd\u00e1no tvrzen\u00ed, \u017ee \u017e\u00e1dn\u00fd podobn\u00fd podobn\u00fd projekt nezn\u00e1, ani takov\u00fd co pro\u0161el pr\u00e1vn\u00ed \u010dinnost\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Problematick\u00e9 sm\u011bn\u00e1rny","item":"https:\/\/www.zahoranek.cz\/problematicke-smenarny\/#breadcrumbitem"}]}]