[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zahoranek.cz\/pujcka-kvuli-ktere-se-nemusite-stavet-na-hlavu\/#Article","mainEntityOfPage":"https:\/\/www.zahoranek.cz\/pujcka-kvuli-ktere-se-nemusite-stavet-na-hlavu\/","headline":"P\u016fj\u010dka, kv\u016fli kter\u00e9 se nemus\u00edte stav\u011bt na hlavu","name":"P\u016fj\u010dka, kv\u016fli kter\u00e9 se nemus\u00edte stav\u011bt na hlavu","description":"Tak\u00e9 v\u00e1s na p\u016fj\u010dk\u00e1ch odrazuje to, co v\u0161echno mus\u00edte ud\u011blat, abyste na pen\u00edze v\u016fbec dos\u00e1hli? N\u011bkdy m\u00e1 \u010dlov\u011bk pocit,.","datePublished":"2019-12-10","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.zahoranek.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zahoranek.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zahoranek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/img_a377756_w4427_t1589267260.jpg","url":"https:\/\/www.zahoranek.cz\/wp-content\/uploads\/img_a377756_w4427_t1589267260.jpg","height":0,"width":0},"url":"https:\/\/www.zahoranek.cz\/pujcka-kvuli-ktere-se-nemusite-stavet-na-hlavu\/","about":["Zahrada a d\u016fm"],"wordCount":456,"articleBody":"          Tak\u00e9 v\u00e1s na p\u016fj\u010dk\u00e1ch odrazuje to, co v\u0161echno mus\u00edte ud\u011blat, abyste na pen\u00edze v\u016fbec dos\u00e1hli? N\u011bkdy m\u00e1 \u010dlov\u011bk pocit, \u017ee by se m\u011bl doslova postavit na hlavu, jen aby z\u00edskal n\u011bkolik hal\u00e9\u0159\u016f. Na\u0161t\u011bst\u00ed existuj\u00ed sv\u011btl\u00e9 v\u00fdjimky. P\u016fj\u010dka, kv\u016fli kter\u00e9 si rozhodn\u011b nemus\u00edte l\u00e1mat vaz, je americk\u00e1 hypot\u00e9ka. A kdy\u017e si ji po\u0159\u00edd\u00edte v nebankovn\u00edm vyd\u00e1n\u00ed, tak nebudete litovat. M\u00e1 to sv\u00e9 nesporn\u00e9 v\u00fdhody \u2013 nebankovn\u00ed spole\u010dnosti jsou vst\u0159\u00edcn\u011bj\u0161\u00ed ne\u017e banky a nebudou po v\u00e1s po\u017eadovat hromady doklad\u016f, potvrzen\u00ed, vypsan\u00fdch formul\u00e1\u0159\u016f \u2013 zkr\u00e1tka \u0161et\u0159\u00ed v\u00e1\u0161 \u010das, energii, a v kone\u010dn\u00e9m d\u016fsledku i va\u0161e pen\u00edze. A co je nejd\u016fle\u017eit\u011bj\u0161\u00ed \u2013 u\u0161ij\u00ed v\u00e1m \u00fav\u011br na m\u00edru podle va\u0161ich pot\u0159eb, tak\u017ee zde m\u00e1te mnohem v\u011bt\u0161\u00ed \u0161anci pot\u0159ebn\u00e9 pen\u00edze z\u00edskat. Ov\u0161em zp\u011bt k v\u00fd\u0161e zm\u00edn\u011bn\u00e9 americk\u00e9 hypot\u00e9ce. Jej\u00ed velkou p\u0159ednost\u00ed je mo\u017enost po\u017e\u00e1dat o libovoln\u011b vysokou sumu pen\u011bz, ani\u017e byste si kv\u016fli n\u00ed museli l\u00e1mat vaz. Sta\u010d\u00ed splnit jedinou z\u00e1sadn\u00ed podm\u00ednku a m\u00e1te je doma \u2013 p\u016fj\u010dku z\u00edsk\u00e1te proti ru\u010den\u00ed nemovit\u00fdm majetkem. Zvolit si m\u016f\u017eete libovoln\u00fd druh majetku, m\u016f\u017ee to b\u00fdt v\u00e1\u0161 byt anebo d\u016fm, ve kter\u00e9m \u017eijete, ale stejn\u011b tak dob\u0159e se m\u016f\u017ee jednat o nebytov\u00e9 prostory, jako je firemn\u00ed v\u00fdrobn\u00ed are\u00e1l, zahradn\u00ed anebo rekrea\u010dn\u00ed chata, pozemek, z\u00e1le\u017e\u00ed na tom, co m\u00e1te po ruce a jste ochotn\u00ed t\u00edm ru\u010dit. Nemovit\u00fd majetek je jako z\u00e1ruka v\u00fdhodn\u00fd z toho hlediska, \u017ee v\u017edy bude m\u00edt svou hodnotu \u2013 proto\u017ee kdy\u017e se s n\u00edm za p\u016fj\u010dku zaru\u010d\u00edte, nebudete muset splnit t\u00e9m\u011b\u0159 nic jin\u00e9ho. Nicm\u00e9n\u011b i hodnota takov\u00e9ho majetku m\u016f\u017ee klesat, a proto m\u016f\u017eete z\u00edskat skrze \u00fav\u011br \u010d\u00e1stku maxim\u00e1ln\u011b do v\u00fd\u0161e sedmdes\u00e1ti procent hodnoty zvolen\u00e9ho majetku. Samoz\u0159ejm\u011b se jedn\u00e1 o hodnotu tr\u017en\u00ed, a aktu\u00e1ln\u00ed. Tak\u017ee pokud n\u011bco podobn\u00e9ho m\u00e1te po ruce, tak nev\u00e1hejte a s\u00e1hn\u011bte po p\u016fj\u010dce, se kterou se v\u00e1m bude dob\u0159e \u017e\u00edt, proto\u017ee v\u00e1s nebude zbyte\u010dn\u011b zat\u011b\u017eovat. N\u00e1sledn\u011b u\u017e jen sta\u010d\u00ed prok\u00e1zat, \u017ee m\u00e1te p\u0159\u00edjmy dostate\u010dn\u00e9 pro spl\u00e1cen\u00ed \u00fav\u011bru, a je to. Obejdete se bez dlouh\u00e9ho \u010dek\u00e1n\u00ed, bez vypl\u0148ov\u00e1n\u00ed formul\u00e1\u0159\u016f, i bez jin\u00fdch podm\u00ednek.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka, kv\u016fli kter\u00e9 se nemus\u00edte stav\u011bt na hlavu","item":"https:\/\/www.zahoranek.cz\/pujcka-kvuli-ktere-se-nemusite-stavet-na-hlavu\/#breadcrumbitem"}]}]